Low Cost 401(k) Retirement Services
Our retirement plan advisors will work closely with you to develop a retirement strategy that meets your needs and seeks to deliver beyond what you may have thought possible.
Fees Matter
Fees are the one thing everyone can agree on in 401(k) plans, and the consensus is they are too high. Imagine giving up 50% or more of your future retirement nest-egg to excessive fees. Learn how to uncover your plan’s true costs and expenses.
Funds Matter
Rarely do you see low cost index funds available in most plans. Many plans utilize expensive actively managed funds where the manager may be sharing fees with your provider. This arrangement directly impacts your returns.
Risk Management Matters
Business owners are liable for their 401(k) choices. Increasingly, employees are suing employers for not taking the proper steps to eliminate excessive fees. The Department Of Labor has stepped in, and is also out in full force on the matter.
Review My Plan
I am a business owner and want to look under the hood of my plan with a free comparison.
Start A New Plan
I am a business owner with employees and want to start a new 401(k) plan.
Our advisors make it easier
Retirement planning for businesses. It’s all we do.
We support you with dedication and seasoned expierence.
On average, our knowledgeable specialists have 10+ years’ retirement plan experience
All of our advisors have at least one high-level designation in retirement planning.
You’ll be confident you’ve selected a dynamic retirement option.
We focus on small business retirement success. If you’re not satisfied, we work hard to make it right, and our longevity speaks to our dedication.
Your retirement planning gets our full attention.
Once we clarify your goals, we help you set up a customized, turnkey 401(k) that addresses those goals and the needs of your employees. You’ll lock in your investment plan at a low fixed fee with no commissions, for a tailored, affordable plan that seeks to deliver far more than you ever thought you could have.
3 Simple Steps To Switch
Transitioning your 401(k) is extremely simple and won’t require much of your time. We just need a few pieces of information so we can get to work.
01/
Fill out a quick form
Our web-based form takes less than 5 minutes to complete in order to get the ball rolling.
02/
Send us the info
One of our team members will work with you and request your current plan documents.
03/
Let us get to work
We’ll take care of the heavy lifting while you stay entirely focused on your business.
Flexible, low-cost investment options
Our competitors oftentimes recommend investment choices in which they may have a vested interest. We don’t. The 401(k)ompany gives you investment flexibility if you want it, guidance if you need it. This investment strategy, combined with very low flat fees, provides the opportunity for greater savings over the long term.
We make government compliance easier
The 401(k)ompany is essentially your retirement concierge. Our strategically aligned 401(k) partners provide electronic participant statements; tax filing and plan document preparation; participant disclosures; annual plan notifications; IRS testing and monitoring; and eligibility notices.
Technology and service features
You’ll have access to technology that keeps you within the guard rails of your plan, safeguarding you against errors from any manual inputs. We use technology to make life simpler, but a dedicated support team is just a phone call away if you need it.
Did you know?
The 401(k) providers we use always have a low, flat-fee model as opposed to those based on assets under management.
The challenges vs. The 401(k)ompany advantage
401(k) plans are too complex and difficult to understand.
Our retirement advisors each have more than 10 years’ experience in small business retirement planning. They’ll walk you through finding and setting up the right plan for your needs. And they’ll explain things simply and without any jargon.
It’s too expensive.
The providers we use charge low, flat fees and don’t ever charge fees based on the size of your retirement plan. This is just one of the things that sets us apart from our competitors.
Outside of tax savings, I don’t see any other benefits.
In addition to tax advantages, offering a retirement plan helps you attract and retain valuable employees.
It takes too long to do the research and figure out what will work for my small business.
All of the plans we recommend are low-cost and flat-fee based. Our free consultation will help you determine your needs based on your goals. Most consultations require just 15 to 30 minutes.
What plan is right for me?
We help you identify and plan for your goals. We provide recommendations to reduce your business tax liability and minimize the fixed costs of administering your plan.
“The vast majority of individual investors haven’t the slightest clue as to how much they are forking over… Excessive 401(k) fees can destroy 2/3 of your next egg.”
– Jack Bogle, Founder of Vanguard
© 2022 The 401(k)ompany, All rights reserved.
Securities and Investment Advisory Services offered through A.G.P. / Alliance Global Partners, Member of FINRA | SIPC, a Registered Investment Adviser. Neither A.G.P nor any of its affiliates provide legal, tax or accounting advice.
Investing always involves risk; no investment is protected against loss. Past performance does not indicate future results. Diversification does not ensure a profit or protect against declining markets. Consider your investment objectives before investing.
The A.I.D. Group is not a registered broker-dealer or investment advisory firm. The A.I.D. Group and AGP are independent and not affiliated entities.
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Business Continuity Planning Summary & Disclosure
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The CLU® and ChFC(R) marks are the property of The American College, which reserves sole rights to its use, and is used by permission.